Life Insurance

You need to count on a reasonable amount of insurance and cash when your family or business most needs it. Life insurance can do this for you. It gives you insurance protection and can provide cash or loan value for you to use as your needs arise.
   

We can offer a complete array of top quality life and disability products from the leading insurance companies in the industry today. From Term plans to Universal Life and Annuities, we can plan the future with you.

Life Insurance - provides protection for the loss of life to significantly reduce the adverse financial consequences of premature death by providing funds to replace lost income and pay final expenses incurred.

• Term Life- Provides life insurance for a specified period of time such as ten, fifteen, and twenty or up to thirty years; Term insurance has no Cash or Loan value and does not have a savings element built into to it. Term insurance is usually the right choice when the maximum amount of life insurance protection is needed at the lowest cost possible.
• Universal Life - Can provide lifetime protection and is considered permanent type of insurance. Universal Life policies are usually appropriate when lifetime protection is needed and when a savings element (a cash value that can be borrowed) is part of your future planning.
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  Let us review your objectives and obligations, and discuss your current and future needs.  Fazio Agency Inc can select from a number of different companies and plans.  We can custom design a plan for you to have the precise benefit and cash value you will need for your family’s future.